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所谓P2P,指的是Peer-to-Peer ,也就是个人对个人的借贷,其中的一个P,是指的银行不愿意或者无法贷款、但却急需资金的“次级”客户；另一个P,指的是缺乏理财渠道的个人投资者.把双方连接起来,提供服务的,就是目前舆论讨论正热的P2P贷款平台.

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