Use all of the following words to write an article (not less

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Use all of the following words to write an article (not less than 100 words)
1.small savings
2.time deposit
3.savings deposit
4.lump-sum deposit
5.lump-sum withdrawal 希望有英文高手帮忙写一篇.100单词就好!但是绝对不要复制粘贴的!
麻烦在5月5日前

Do you have small savings every month?I suggest you should deposit these savings to the bank regularly.What Lump-sum deposit & withdrawal time deposit refers to savings deposit whose principal is deposited at a time with the minimum amount of 50 RMB yuan and whose term is set by the depositor at the time of account opening.The maturities range from three grades:3 months,1/2 year,1 year,3 years,5 years.A deposit certificate(passbook) is issued to you after the principal is deposited.When the deposit falls due,the depositor can withdraw the principal and accrued interest with the certificate(bankbook)
也不枉我费劲整理.
以上英文的汉语意思：
你每个月都有小笔节余吗?我建议你定期地将这些小钱存到银行里.整存整取定期储蓄存款是指一次存入本金,起存金额为50元人民币,开户时确定存期的一种储蓄形式.存期分三个月、半年、一年、三年、五年,由储蓄机构发给存单（折）,到期凭存单（折）支取本息.

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